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WHAT HAPPENED SINCE THURSDAY MORNING

Gold and silver endured another volatile stretch as oil prices, U.S.-Iran developments and Federal Reserve expectations continued to pull precious metals in opposite directions.

  • Gold fell roughly 2% Thursday after oil surged above $100 per barrel, intensifying concerns that energy-driven inflation could force the Federal Reserve to raise rates.

  • Gold stabilized Friday near $4,053, finishing the week approximately 0.9% higher despite Thursday’s reversal.

  • Silver recovered to $58.11 Friday, after falling sharply during Thursday’s broader precious-metals selloff.

  • Over the weekend, the United States and Iran paused military strikes, triggering a sharp decline in crude oil prices.

  • Gold rose 1% Monday morning to approximately $4,093, while silver gained 1.7% to approximately $59.16.

  • Treasury yields and the U.S. dollar eased Monday as lower oil prices reduced immediate inflation fears.

The market’s focus now turns to Wednesday’s Federal Reserve decision and whether Chair Kevin Warsh pushes back against expectations for additional rate increases later this year.

SPOT-PRICE SNAPSHOT

Metal

Thursday AM

Friday Reference

Monday AM

Change Since Thursday AM

Gold

~$4,091

$4,052.78

$4,093.34

Nearly flat

Silver

~$58.85

$58.11

$59.16

+0.5%

Gold-silver ratio

~69.5:1

~69.7:1

~69.2:1

Narrower

Monday prices are approximate snapshots as of 8:15 a.m. ET and may change rapidly.

Although gold is almost unchanged from Thursday morning, that comparison masks a sharp Thursday decline followed by Friday stabilization and Monday’s rebound. Silver has modestly outperformed gold over the full period.

THURSDAY: OIL ABOVE $100 HITS METALS

Gold entered Thursday near a two-week high following a strong Tuesday and Wednesday rally. That advance reversed as renewed attacks on oil tankers pushed Brent crude above $100 per barrel.

The oil move created a difficult environment for precious metals:

Higher geopolitical risk supported safe-haven demand, but higher oil raised inflation expectations, Treasury yields and Fed rate-hike probabilities.

Gold fell approximately 2% during Thursday’s session. Silver also retreated, briefly trading near $57.21 before beginning to recover.

The move demonstrated that the market remained more concerned about the interest-rate consequences of the conflict than about traditional safe-haven demand.

FRIDAY: GOLD AND SILVER FIND SUPPORT

Oil retreated more than 4% Friday after its Thursday surge, easing some of the pressure on precious metals.

Gold edged higher to approximately $4,052.78, while August gold futures settled at $4,070.80. Gold still finished the week approximately 0.9% higher, supported by dip-buying earlier in the week.

Silver rose approximately 0.8% Friday to $58.11.

Despite the recovery, Treasury yields and expectations for tighter monetary policy continued to limit the upside. Traders ended Friday pricing approximately an 82% probability of a September Fed rate increase.

Friday’s Message

Gold continued to attract buyers near $4,000, while silver found support above the mid-$50s. However, neither metal was able to fully escape the pressure from elevated yields and rate expectations.

MONDAY: TRUCE HOPES LIFT PRECIOUS METALS

Gold and silver moved sharply higher Monday morning after the United States and Iran paused military strikes over the weekend.

The pause sent oil prices down more than 5%, reducing immediate concerns that energy costs would produce another wave of inflation.

As of approximately 8:15 a.m. ET:

  • Gold: $4,093.34, up 1%

  • Silver: $59.16, up 1.7%

  • Platinum: $1,633.80, up 2.9%

  • Palladium: $1,282.99, up 3.2%

The U.S. dollar declined approximately 0.2%, providing additional support for dollar-priced metals.

The 10-year Treasury yield also fell to approximately 4.64%, after rising above 4.70% Friday as oil-driven inflation fears intensified.

THE MARKET’S NEW PARADOX

Normally, easing military tensions would reduce demand for gold. This time, gold rose because the pause in fighting caused oil and Treasury yields to decline.

That highlights the unusual relationship currently driving bullion:

Escalation

  • Increases geopolitical uncertainty

  • Supports safe-haven demand

  • Pushes oil higher

  • Raises inflation and interest-rate expectations

  • Can ultimately pressure gold and silver

De-escalation

  • Reduces immediate safe-haven demand

  • Pushes oil lower

  • Eases inflation concerns

  • Lowers yields and the dollar

  • Can support gold and silver

For now, precious metals appear more sensitive to the interest-rate consequences of the conflict than to the conflict itself.

GOLD

Gold has successfully defended the $4,000 area through repeated tests, but it remains below Wednesday’s two-week high near $4,166.

Levels to Watch

  • Immediate support: $4,050

  • Psychological support: $4,000

  • Major lower support: $3,950

  • Initial resistance: $4,100–$4,125

  • Major resistance: $4,165–$4,175

Gold Insight

Monday’s rebound is constructive because it has been accompanied by lower oil, lower Treasury yields and a weaker dollar.

A sustained move above $4,125 would place last week’s $4,166 high back in focus. Failure to hold $4,050 would return attention to the psychologically important $4,000 level.

SILVER

Silver continues to outperform gold on stronger market days.

Monday’s advance to approximately $59.16 places silver back within striking distance of the psychologically important $60 level.

Levels to Watch

  • Immediate support: $58

  • Major support: $55–$56

  • Initial resistance: $60

  • Breakout area: $60.25–$61

Silver Insight

The gold-silver ratio has narrowed to approximately 69.2:1, reflecting silver’s stronger percentage gain Monday.

A sustained move above $60 would strengthen the technical outlook and could attract momentum buying. Another rejection near $60 would leave silver trading within the broader $55–$60 range.

The Silver Institute’s forecast for a sixth consecutive annual market deficit continues to support the longer-term supply thesis, but short-term price movements remain dominated by oil, yields and Fed expectations.

FED WATCH

The Federal Reserve concludes its two-day meeting Wednesday.

Markets currently assign approximately:

  • 34% probability of a rate increase Wednesday

  • 79% probability of a September increase

Those figures have moved rapidly with oil prices and Middle East developments. Friday’s September probability was approximately 82%, illustrating how quickly expectations can shift.

The Fed is therefore the most important scheduled event for gold and silver this week.

Bullish Scenario

Gold and silver could benefit if the Fed leaves rates unchanged and Chair Warsh pushes back against expectations for two additional increases.

Bearish Scenario

Metals could come under pressure if the Fed raises rates Wednesday or signals that another increase in September is likely.

WHAT’S DRIVING THE MARKET

Bullish

  • Oil’s sharp Monday decline

  • Lower Treasury yields

  • A softer U.S. dollar

  • Gold’s repeated defense of $4,000

  • Silver’s continued relative strength

  • Dip-buying following Thursday’s selloff

  • Long-term central-bank gold demand

  • Forecast silver supply deficits

Bearish

  • A September Fed increase remains heavily priced

  • The U.S.-Iran pause is fragile and could reverse

  • Oil and yields remain highly volatile

  • Gold has not regained Wednesday’s $4,166 high

  • Silver has not established a sustained breakout above $60

  • A hawkish Fed decision could reverse Monday’s gains

WEEK AHEAD

Monday, July 27

  • Markets assess the pause in U.S.-Iran strikes

  • Oil, Treasury yields and the dollar remain the primary intraday drivers

Tuesday, July 28

  • Federal Open Market Committee meeting begins

  • Consumer-confidence data

  • Additional corporate earnings and economic releases

Wednesday, July 29

  • Federal Reserve rate decision

  • Fed policy statement

  • Chair Kevin Warsh’s press conference

Thursday, July 30

  • Initial jobless claims

  • Preliminary second-quarter economic data and related revisions, depending on the official release calendar

Friday, July 31

  • Personal income and spending

  • Core PCE inflation

  • Additional manufacturing and consumer data

The official economic calendar should be checked again immediately before publication.

KEY TAKEAWAYS

  1. Gold is almost unchanged from Thursday morning, but that masks a sharp Thursday decline and a strong Monday rebound.

  2. Silver has modestly outperformed, rising to approximately $59.16 and narrowing the gold-silver ratio to about 69.2:1.

  3. The pause in U.S.-Iran strikes has helped metals, primarily because it pushed oil, Treasury yields and the dollar lower.

  4. Gold continues to defend $4,000, confirming that buyers remain active near that level.

  5. Silver’s critical test remains $60. A sustained breakout could strengthen its relative-performance story.

  6. The Fed decision Wednesday is the week’s largest scheduled risk.

  7. September rate-hike odds remain near 79%, despite Monday’s decline in oil and Treasury yields.

  8. The main market question is no longer simply war versus peace. It is whether geopolitical developments raise or lower the expected path of inflation and interest rates.

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Market prices are snapshots and may change rapidly. Regional premium calculations can vary based on exchange hours, currency conversion, taxes, duties and data timing. This publication is for informational purposes only and does not constitute investment advice.

Sources: Reuters, CME FedWatch, MarketWatch, World Gold Council, Silver Institute and Global Bullion Tracker.

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